/* ============================================================
   Mono Insurance — стилі теми (бренд qwpolis.com)
   Палітра: глибокий синій (довіра/структура) + помаранчевий (дія/CTA/знижка).
   Зелений лишений тільки для статусу «Чинний».
   ============================================================ */
:root{
  --ink:#0A3563; --ink-2:#0F477F;
  --surface:#F2F6FB; --card:#FFFFFF;
  --blue:#1A72C4; --blue-deep:#0C5BA8; --blue-soft:#E2EFFB; --blue-light:#6FB1EC;
  --orange:#F7821E; --orange-deep:#E26A0C; --orange-soft:#FFEEDE;
  --green:#15A86B;
  --line:#E0E8F1; --muted:#5B6B7E; --text:#0A3563; --red:#E5484D;
  --shadow:0 18px 50px -24px rgba(10,53,99,.45);
  --shadow-sm:0 8px 24px -14px rgba(10,53,99,.4);
  --radius:18px; --radius-lg:26px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Manrope",system-ui,sans-serif;background:var(--surface);color:var(--text);line-height:1.55;-webkit-font-smoothing:antialiased;overflow-x:hidden}
h1,h2,h3{font-family:"Unbounded",sans-serif;line-height:1.08;letter-spacing:-.01em}
a{color:inherit;text-decoration:none}
.wrap{width:min(1180px,92vw);margin-inline:auto}
.upper{text-transform:uppercase}
.nomargin{margin:0!important}
.center{margin-inline:auto;text-align:center}
.eyebrow{font-family:"Unbounded",sans-serif;font-size:.72rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--blue-deep)}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px;border-radius:6px}

/* бар прокрутки — синій → помаранчевий */
#scroll-progress{position:fixed;top:0;left:0;height:4px;width:0;background:linear-gradient(90deg,var(--blue),var(--orange));z-index:1000;transition:width .08s linear;box-shadow:0 0 12px rgba(247,130,30,.5)}

/* header + лого */
header.site{position:sticky;top:0;z-index:900;background:rgba(242,246,251,.85);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.head-row{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px}
.logo{display:flex;align-items:center;gap:11px;font-family:"Unbounded";font-weight:700;font-size:1.25rem}
.logo-mark{height:42px;width:auto;display:block}
.logo-text{color:var(--blue-deep);letter-spacing:-.02em}
.logo-text .lc{color:var(--orange)}
.logo.light .logo-text{color:#fff}
.head-actions{display:flex;align-items:center;gap:18px}
.head-phone{font-weight:700;font-size:1.02rem;white-space:nowrap}
.head-phone span{color:var(--muted);font-weight:500;font-size:.78rem;display:block;line-height:1}

.btn{display:inline-flex;align-items:center;gap:8px;justify-content:center;font-family:"Manrope";font-weight:700;font-size:.95rem;padding:13px 22px;border-radius:12px;border:0;cursor:pointer;transition:transform .15s ease,box-shadow .2s ease,background .2s ease}
.btn-block{width:100%}
.btn-primary{background:var(--orange);color:#fff;box-shadow:0 8px 22px -12px rgba(247,130,30,.8)}
.btn-primary:hover{transform:translateY(-2px);background:var(--orange-deep)}
.btn-ghost{background:transparent;border:1.5px solid var(--line);color:var(--text)}
.btn-ghost:hover{border-color:var(--blue);color:var(--blue-deep)}
.btn-dark{background:var(--ink);color:#fff}
.btn-dark:hover{transform:translateY(-2px);background:var(--ink-2)}
@media(max-width:760px){.head-phone,.head-actions .btn-ghost{display:none}}

/* hero */
.hero{position:relative;background:var(--ink);color:#fff;overflow:hidden;padding:64px 0 88px}
.hero::before{content:"";position:absolute;inset:0;pointer-events:none;background:radial-gradient(60% 70% at 12% 10%,rgba(26,114,196,.45),transparent 60%),radial-gradient(50% 60% at 92% 0%,rgba(247,130,30,.22),transparent 55%)}
.hero::after{content:"";position:absolute;inset:0;opacity:.06;pointer-events:none;background-image:linear-gradient(rgba(255,255,255,.6) 1px,transparent 1px);background-size:100% 46px;-webkit-mask-image:linear-gradient(to bottom,transparent,#000 40%,transparent);mask-image:linear-gradient(to bottom,transparent,#000 40%,transparent)}
.hero-grid{position:relative;display:grid;grid-template-columns:1fr 440px;gap:48px;align-items:center}
.hero-badge{display:inline-flex;align-items:center;gap:9px;background:rgba(247,130,30,.16);border:1px solid rgba(247,130,30,.45);color:#FFB873;font-weight:700;font-size:.82rem;padding:7px 14px 7px 11px;border-radius:100px;margin-bottom:22px}
.hero-badge b{font-family:"Unbounded";background:var(--orange);color:#fff;border-radius:100px;padding:1px 9px;font-size:.78rem}
.hero h1{font-size:clamp(2.05rem,5vw,3.35rem);font-weight:700;margin-bottom:18px}
.hero h1 .hl{color:var(--orange);white-space:nowrap}
.hero p.lead{font-size:1.12rem;color:#C5D6E8;max-width:34ch;margin-bottom:26px}
.hero-points{display:flex;flex-wrap:wrap;gap:10px 22px}
.hero-points li{list-style:none;display:flex;align-items:center;gap:8px;font-weight:600;font-size:.95rem;color:#E3EDF6}
.hero-points svg{flex:none;color:var(--blue-light)}

/* картка-заявка */
.lead-card{background:var(--card);color:var(--text);border-radius:var(--radius-lg);padding:26px;box-shadow:var(--shadow);position:relative}
.lead-card .lc-head{display:flex;align-items:center;gap:12px;margin-bottom:6px}
.lc-ico{width:42px;height:42px;border-radius:12px;flex:none;background:var(--blue-soft);color:var(--blue-deep);display:grid;place-items:center}
.lead-card h3{font-size:1.18rem;font-weight:700}
.lc-sub{color:var(--muted);font-size:.9rem;margin-bottom:18px}
.field{margin-bottom:13px}
.field label{display:block;font-size:.8rem;font-weight:600;color:var(--muted);margin-bottom:6px}
.field input,.field select{width:100%;padding:13px 14px;border:1.5px solid var(--line);border-radius:12px;font-family:"Manrope";font-size:.98rem;background:#fff;transition:border-color .15s}
.field input:focus,.field select:focus{border-color:var(--blue);outline:none}
.lc-product{display:flex;gap:8px;margin-bottom:14px}
.lc-product label{flex:1;display:flex;align-items:center;justify-content:center;gap:7px;padding:11px;border:1.5px solid var(--line);border-radius:12px;cursor:pointer;font-weight:700;font-size:.88rem;transition:all .15s;color:var(--muted)}
.lc-product input{position:absolute;opacity:0;pointer-events:none}
.lc-product input:checked + label{border-color:var(--blue);background:var(--blue-soft);color:var(--blue-deep)}
.lead-card .btn{margin-top:4px}
.tg-alt{margin-top:9px;background:#229ED9;color:#fff}
.tg-alt:hover{background:#1c8abd;transform:translateY(-2px)}
.lc-note{font-size:.74rem;color:var(--muted);text-align:center;margin-top:12px}
.lc-note a{color:var(--blue-deep);font-weight:600}
@media(max-width:920px){.hero-grid{grid-template-columns:1fr;gap:34px}.lead-card{max-width:480px}}

/* смужка під банером */
.quickbar{position:relative;margin-top:-44px;z-index:5}
.quickbar-inner{background:linear-gradient(120deg,var(--blue),var(--blue-deep));color:#fff;border-radius:var(--radius-lg);padding:22px 28px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;box-shadow:var(--shadow)}
.quickbar-inner h3{font-family:"Unbounded";font-size:1.25rem;font-weight:600}
.quickbar-inner p{color:rgba(255,255,255,.88);font-size:.92rem}
.quickbar .btn{background:var(--orange);color:#fff}
.quickbar .btn:hover{background:#fff;color:var(--blue-deep);transform:translateY(-2px)}

/* секції */
section{padding:74px 0}
.sec-head{max-width:620px;margin-bottom:34px}
.sec-head h2{font-size:clamp(1.7rem,4vw,2.5rem);font-weight:700;margin:10px 0 12px}
.sec-head p{color:var(--muted);font-size:1.05rem}

/* перевірка поліса */
.check-card{background:var(--card);border-radius:var(--radius-lg);box-shadow:var(--shadow);display:grid;grid-template-columns:1fr .9fr;overflow:hidden;border:1px solid var(--line)}
.check-form{padding:30px}
.tabs{display:flex;gap:8px;background:var(--surface);padding:5px;border-radius:13px;margin-bottom:20px}
.tabs button{flex:1;padding:11px;border:0;background:transparent;border-radius:9px;cursor:pointer;font-family:"Manrope";font-weight:700;font-size:.92rem;color:var(--muted);transition:all .15s}
.tabs button.active{background:#fff;color:var(--ink);box-shadow:var(--shadow-sm)}
.crit{display:flex;flex-wrap:wrap;gap:7px;margin-bottom:16px}
.crit label{padding:8px 14px;border:1.5px solid var(--line);border-radius:100px;cursor:pointer;font-size:.85rem;font-weight:600;color:var(--muted);transition:all .15s}
.crit input{position:absolute;opacity:0;pointer-events:none}
.crit input:checked + label{border-color:var(--blue);background:var(--blue-soft);color:var(--blue-deep)}
.check-hint{font-size:.76rem;color:var(--muted);margin:-6px 0 14px}
.check-row{display:grid;grid-template-columns:1fr 150px;gap:12px}
@media(max-width:480px){.check-row{grid-template-columns:1fr}}
#check-btn{margin-top:16px}

.check-result{background:var(--ink);color:#fff;padding:30px;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden}
.check-result::before{content:"";position:absolute;inset:0;background:radial-gradient(70% 60% at 50% 0%,rgba(26,114,196,.4),transparent 60%)}
.scan{position:relative;border:1px dashed rgba(255,255,255,.2);border-radius:16px;padding:24px;min-height:188px;display:flex;flex-direction:column;justify-content:center;gap:12px}
.scan-idle{color:#9DB4CE;font-size:.92rem;text-align:center}
.scan-idle svg{margin:0 auto 10px;display:block;opacity:.5}
.scan-line{position:absolute;left:14px;right:14px;height:2px;top:24px;background:linear-gradient(90deg,transparent,var(--blue-light),transparent);box-shadow:0 0 14px var(--blue-light);opacity:0}
.scanning .scan-line{animation:scan 1.1s ease-in-out infinite;opacity:1}
@keyframes scan{0%{top:24px}50%{top:160px}100%{top:24px}}
.scanning .scan-idle{opacity:.4}
.result-chip{display:flex;align-items:center;gap:12px;animation:pop .35s ease}
@keyframes pop{from{transform:scale(.9);opacity:0}to{transform:scale(1);opacity:1}}
.result-chip .rc-ico{width:46px;height:46px;border-radius:50%;flex:none;display:grid;place-items:center}
.rc-valid .rc-ico{background:var(--green)}
.rc-invalid .rc-ico{background:var(--red)}
.result-chip .rc-status{font-family:"Unbounded";font-weight:600;font-size:1.15rem}
.result-chip .rc-meta{font-size:.82rem;color:#9DB4CE}
.result-data{margin-top:14px;font-family:"JetBrains Mono";font-size:.8rem;color:#C5D6E8;line-height:1.7}
.result-data .rd-row{display:flex;justify-content:space-between;border-bottom:1px solid rgba(255,255,255,.1);padding:5px 0}
.result-link{margin-top:16px;font-size:.82rem;color:var(--blue-light);font-weight:600;display:inline-flex;gap:6px;align-items:center}
@media(max-width:780px){.check-card{grid-template-columns:1fr}}

/* компанії */
.partners{background:#fff}
.comp-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:16px}
.comp{position:relative;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:20px 14px 16px;text-align:center;opacity:0;transform:translateY(18px);transition:transform .28s ease,box-shadow .28s ease,border-color .2s,opacity .28s}
.comp.in{opacity:1;transform:translateY(0)}
.comp:hover{transform:translateY(-6px);box-shadow:var(--shadow-sm);border-color:var(--blue)}
.comp-logo{width:62px;height:62px;border-radius:14px;margin:0 auto 12px;display:grid;place-items:center;font-family:"Unbounded";font-weight:700;font-size:1.25rem;color:#fff;overflow:hidden}
.comp-logo img{width:100%;height:100%;object-fit:contain;background:#fff}
.comp-name{font-weight:700;font-size:.9rem;line-height:1.2;min-height:2.1em;display:flex;align-items:center;justify-content:center}
.comp-disc{position:absolute;top:10px;right:10px;background:var(--orange);color:#fff;font-weight:800;font-size:.72rem;padding:3px 8px;border-radius:100px;font-family:"Manrope"}
.comp-disc.pulse{animation:discPulse 2.4s ease-in-out infinite}
@keyframes discPulse{0%,100%{transform:scale(1)}50%{transform:scale(1.09)}}
@media(max-width:1024px){.comp-grid{grid-template-columns:repeat(4,1fr)}}
@media(max-width:640px){.comp-grid{grid-template-columns:repeat(3,1fr);gap:11px}.comp-logo{width:52px;height:52px;font-size:1.05rem}}
@media(max-width:380px){.comp-grid{grid-template-columns:repeat(2,1fr)}}

/* footer */
footer{background:var(--ink);color:#C5D6E8;padding:54px 0 30px}
.foot-grid{display:flex;justify-content:space-between;gap:40px;flex-wrap:wrap;margin-bottom:34px}
.foot-about{max-width:300px}
.foot-about .logo{margin-bottom:14px}
.foot-about p{font-size:.9rem;color:#9DB4CE}
.foot-col h4{color:#fff;font-family:"Manrope";font-size:.95rem;margin-bottom:12px}
.foot-col a{display:block;padding:4px 0;font-size:.92rem;color:#9DB4CE}
.foot-col a:hover{color:var(--orange)}
.foot-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:20px;font-size:.82rem;color:#7990A8;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}

/* плаваючі кнопки */
.floats{position:fixed;right:18px;bottom:18px;z-index:950;display:flex;flex-direction:column;gap:12px}
.float-btn{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;color:#fff;box-shadow:0 10px 26px -8px rgba(0,0,0,.5);position:relative;transition:transform .18s ease;animation:floatIn .5s backwards}
.float-btn:hover{transform:scale(1.1)}
.float-btn:nth-child(1){animation-delay:.1s}
.float-btn:nth-child(2){animation-delay:.2s}
.float-btn:nth-child(3){animation-delay:.3s}
@keyframes floatIn{from{opacity:0;transform:translateY(20px) scale(.7)}to{opacity:1;transform:none}}
.float-btn.tg{background:#229ED9}
.float-btn.vb{background:#7360F2}
.float-btn.wa{background:#25D366}
.float-btn::after{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid currentColor;animation:ring 2.2s ease-out infinite;opacity:0}
.float-btn.tg::after{color:#229ED9}.float-btn.vb::after{color:#7360F2}.float-btn.wa::after{color:#25D366}
@keyframes ring{0%{transform:scale(1);opacity:.6}100%{transform:scale(1.6);opacity:0}}
.float-tip{position:absolute;right:64px;top:50%;transform:translateY(-50%) translateX(8px);background:var(--ink);color:#fff;font-size:.8rem;font-weight:600;white-space:nowrap;padding:7px 12px;border-radius:9px;opacity:0;pointer-events:none;transition:all .18s}
.float-btn:hover .float-tip{opacity:1;transform:translateY(-50%) translateX(0)}

@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .comp{opacity:1;transform:none}
}

/* honeypot + статус форми заявки */
.hp{position:absolute!important;left:-9999px;width:1px;height:1px;opacity:0;pointer-events:none}
.form-status{font-size:.84rem;font-weight:600;margin-top:10px;text-align:center;min-height:1.1em}
.form-status.ok{color:var(--green)}
.form-status.err{color:var(--red)}

/* статус «строк дії не настав» */
.rc-warn .rc-ico{background:#EFA52E}

/* плитка з ініціалами, коли лого не завантажене */
.comp-logo--mono{background:linear-gradient(135deg,var(--blue),var(--blue-deep));color:#fff}

/* підказка після кліку «Перевірити на МТСБУ» */
.mtsbu-hint{display:flex;gap:14px;align-items:flex-start;text-align:left;padding:4px}
.mtsbu-hint .mh-ico{flex:0 0 auto;width:44px;height:44px;border-radius:12px;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,var(--blue),var(--blue-deep))}
.mtsbu-hint .mh-title{font-weight:700;color:var(--ink);margin-bottom:6px}
.mtsbu-hint .mh-text{color:var(--muted);line-height:1.5;font-size:.95rem}
.mtsbu-hint .mh-text b{color:var(--ink)}
.mtsbu-hint .mh-link{display:inline-block;margin-top:10px;color:var(--blue);font-weight:600;text-decoration:none}
.mtsbu-hint .mh-link:hover{text-decoration:underline}

/* реферальна кнопка для адмінів (fixed, ліворуч знизу) */
.admin-ref-btn{position:fixed;left:20px;bottom:22px;z-index:60;display:inline-flex;align-items:center;gap:8px;
  padding:11px 16px;border-radius:30px;background:linear-gradient(135deg,#F7821E,#e06f0c);color:#fff;
  font-weight:700;font-size:.9rem;text-decoration:none;box-shadow:0 8px 24px rgba(247,130,30,.4);
  border:2px solid rgba(255,255,255,.25)}
.admin-ref-btn:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(247,130,30,.5)}
.admin-ref-btn svg{flex:0 0 auto}
.admin-ref-btn::after{content:"admin";position:absolute;top:-8px;right:-6px;background:#0A3563;color:#fff;
  font-size:.6rem;font-weight:700;padding:2px 6px;border-radius:8px;letter-spacing:.03em}
@media(max-width:640px){.admin-ref-btn span{display:none}.admin-ref-btn{padding:12px;left:16px;bottom:16px}}